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Virtually all Bluebird features are free. See for yourself.

  • No Monthly Fees
  • No Overdraft Fees
  • Free Direct Deposit
  • Free Bill Pay
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Bluebird was mentioned in a Consumer Reports article.

Learn Moreby viewing this PDF from Consumer Reports

Using Bluebird

From shopping to paying bills, Bluebird is there for you — virtually anywhere that American Express Cards are accepted.

  • Shop securely at no additonal cost with a Bluebird Card

    Shop Securely at No Additional Charge

    Enjoy Card Membership benefits such as Purchase Protection* and Fraud Protection* when making purchases online or in store with Bluebird.

  • Free ATM access with a Bluebird Account

    Access Your Cash

    Get free ATM access* at over 24,000 MoneyPass® ATM locations. You can also pick up cash at over 4,500 Walmart® stores with Cash Pickup Powered by Ria®*.

    ATM Locator

  • Send and Receive Money Quickly

    It's free and simple to transfer money to and from friends, family or anyone else with a Bluebird Account.

  • Pay Your Bills

    Pay your phone, car, housing or any other bill with your Bluebird Card, online Bill Pay or Bluebird Checks.

    Play Video(Opens in modal overlay)

Adding Funds

There are plenty of free and easy ways to add funds to your Account.

  • Direct Deposit

    Enroll in Direct Deposit, and get access to your money up to 2 days faster*.

  • Cash at Walmart

    Add funds with cash or debit for free at virtually any Walmart checkout register.

  • Debit Card Transfers

    Link your debit card to your Account to easily transfer funds to Bluebird.

  • Mobile Check Capture

    Cash your checks to your Account with the Bluebird Mobile app using Mobile Check Capture by IngoTM Money. Access your money in 10 days for free if your check is not returned unpaid or in minutes* for a fee.

Use Bluebird’s helpful tools to manage your money from anywhere.

Get up to 4 Family Accounts with Bluebird

Family Accounts

Managing family expenses can be a breeze with Bluebird. Give up to 4 Cards to anyoneanyone* you choose, then easily set limits on spending, ATM access, and more.

SetAside funds for future use with Bluebird

SetAside Accounts

Put money away for future spending needs—like a family vacation, holiday shopping, or even a rainy day. Transfer funds online or from the Mobile app*, and even set up automatic recurring transfers.

Personal Financial Management tools with Bluebird

Personal Financial Management

Managing your finances has never been easier. With Insights, you can categorize, track, and set spending limits, plus get expert advice to help you budget and save.

Manage your money on the go with the Bluebird Mobile App

Bluebird Mobile app

Easily manage your Account wherever you are—at home or on the go. Quickly check your balance, pay bills, add funds, and more.

Get up to 4 Family Accounts with Bluebird SetAside funds for future use with Bluebird Personal Financial Management tools with Bluebird Manage your money on the go with the Bluebird Mobile App

Bluebird provides Card Membership benefits from American Express.

  • Purchase Protection*

    Purchase Protection*


    Shop with added confidence and Purchase Protection*Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from date of purchase. Please read important exclusions and restrictions.

  • Fraud Protection

    Fraud Protection


    If your Bluebird Card is lost or stolen, we protect you against fraudulent purchases.

  • Bluebird-Icons-AmexOffers-100x100wht

    Amex Offers

    Amex Offers


    Amex Offers you valuable savings for shopping, dining and more at places you love.

  • Customer Service

    Customer Service


    You’ll have twenty-four seven24/7 access to world-class American Express Customer Service.

  • Roadside Assistance Hotline

    Roadside Assistance Hotline


    You can call us in case of emergency for coordination and assistance services*assistance services. to help get you on your way. Card Members are responsible for third-party service costs. There are some vehicle exclusions and other important restrictions.

  • Global Assist® Hotline

    Global Assist® Hotline


    You can get access to select emergency coordination and assistance services* when you’re traveling more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

  • Entertainment Access

    Entertainment Access


    You can get special savings and advance tickets to some of the hottest events*hottest events. in music, sports and theater.

  • Watch the Membership Benefits video

Bluebird is there when you need it, wherever you go.