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Virtually all Bluebird features are free. See for yourself.

  • No Monthly Fees
  • No Overdraft Fees
  • Free Direct Deposit
  • Free Bill Pay
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Using Bluebird

From shopping to paying bills, Bluebird is there for you — virtually anywhere that American Express Cards are accepted.

Adding Funds

There are plenty of free and easy ways to add funds to your Account.

  • Direct Deposit

    Enroll in Direct Deposit, and get access to your money up to 2 days faster*.

  • Cash at Walmart

    Add funds with cash or debit for free at virtually any Walmart checkout register. Or add cash at other participating retailers* for a fee.

  • Debit Card Transfers

    Link your debit card to your Account to easily transfer funds to Bluebird.

  • Mobile Check Capture

    Cash your checks to your Account with the Bluebird Mobile App using Mobile Check Capture by Ingo® Money. Access your money in 10 days for free if your check is not returned unpaid or in minutes* for a fee.

Use Bluebird’s helpful tools to manage your money from anywhere.

Get up to 4 Family Accounts with Bluebird

Family Accounts

Managing family expenses can be a breeze with Bluebird. Give up to 4 Cards to anyoneanyone* you choose, then easily set limits on spending, ATM access, and more.

SetAside funds for future use with Bluebird

SetAside Accounts

Put money away for future spending needs—like a family vacation, holiday shopping, or even a rainy day. Transfer funds online or from the Mobile App*, and even set up automatic recurring transfers.

Personal Financial Management tools with Bluebird

Personal Financial Management

Managing your finances has never been easier. With Insights, you can categorize, track, and set spending limits.

Manage your money on the go with the Bluebird Mobile App

Bluebird Mobile App

Easily manage your Account wherever you are—at home or on the go. Quickly check your balance, pay bills, add funds, and more.

Get up to 4 Family Accounts with Bluebird SetAside funds for future use with Bluebird Personal Financial Management tools with Bluebird Manage your money on the go with the Bluebird Mobile App

Bluebird provides Card Membership benefits from American Express.

  • Purchase Protection

    Purchase Protection


    Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from date of purchase. Please read important exclusions and restrictions.

  • Fraud Protection

    Fraud Protection


    If your Bluebird Card is lost or stolen, we protect you against fraudulent purchases.

  • Amex Offers

    Amex Offers


    Amex Offers you valuable savings for shopping, dining and more at places you love.

  • Customer Service

    Customer Service


    You’ll have twenty-four seven24/7 access to world-class American Express Customer Service.

  • Roadside Assistance

    Roadside Assistance


    You can call us in case of emergency for coordination and assistance services*assistance services. to help get you on your way. Card Members are responsible for third-party service costs. There are some vehicle exclusions and other important restrictions.

  • Emergency Assistance

    Emergency Assistance


    You can get access to select emergency coordination and assistance services* when you’re traveling more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

  • American Express Experiences

    American Express Experiences


    Get access* to some of the hottest events in sports and entertainment.

  • Watch the Membership Benefits video

Bluebird is there when you need it, wherever you go. Open An Account Register Your Card