Get a ^$10 bonus

after your Federal tax refund is Direct
Deposited into a new Bluebird^® Account^*

^*To receive a $10 BONUS in the form of a statement credit, (i) open a new Bluebird Account after 1/5/15, (ii) file your 2014 Federal Tax return by April 15, 2015 and elect to receive your refund on your Bluebird Account by Direct Deposit, and (iii) receive your refund by May 31, 2015. Offer subject to change or cancellation at any time.

Get 2X Savings Catcher Reward Dollars only when you redeem to Bluebird now through February 28, 2015^*

Reward dollars only redeemable at Walmart or Walmart.com.

Bluebird by American Express - Alternative to Banking

Benefits of banking

without all the fees.

Take a look at our fee chart to see how low our fees really are.

Bluebird is not a bank account and is not issued by a bank. Comparison based on published checking account features and fees at the 20 largest U.S. banks.

‹ ›

Bluebird was mentioned in a Consumer Reports article.

Learn More

What is Bluebird?

Bluebird is a financial account with flexible features and convenient management tools to help you get more from your money. Designed in partnership by American Express and Walmart, Bluebird gives you:

Click to play video

The features you want

Direct Deposit
Online & Mobile Bill Pay
Mobile Check Deposit

The value you expect

$0 Monthly Fees
$0 Overdraft Fees^*
$0 Minimum Balance

The service you deserve

No Credit Reviews
Membership Benefits
World-class American Express Customer Service

It feels good to Bluebird.

For information about the availability of FDIC insurance coverage, visit Bluebird.com/FDIC.
^*You cannot overdraft with Bluebird, so there are no overdraft fees.

We've got nothing to hide.

These days, it seems there's a fee for everything. But you'll find we've kept ours at the bare minimum, including no minimum balance requirements.

Bluebird charges no fees to fund your Account.¹ Plus, there are also:

No monthly or annual fees
No overdraft fees
No foreign exchange fees

No Bill Pay fees
No inactivity fees
No Card replacement fees

¹You may incur a third-party purchase fee when funding with a cash load pack.

Take a look at our fee chart to see how minimal our fees really are.

Add funds, conveniently.

Add all or part of your paycheck or government payments with FREE Direct Deposit
Add checks using Mobile Check Deposit for FREE on your Android^tm device or iPhone^®²
Transfer money for FREE from your checking or savings account
Add cash for FREE at virtually any Walmart checkout register

Android and Google Play are trademarks of Google Inc.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
²Messages and data rates may apply.

Paying bills isn't fun, but with Bluebird at least it's easy.

Pay bills – from your car payment to your phone bill for FREE
Save time and money – no stamps, envelopes, or trips to the Post Office
Make payments at Bluebird.com or on the go with the Bluebird Mobile App

ATMs – here, there and everywhere.

You can withdraw cash³ at any ATM that accepts American Express^® Cards, including the MoneyPass^® Network of more than 24,000 ATMs, including Money Center Express machines at Walmart.

Bluebird customers enjoy FREE ATM Access at MoneyPass ATMs – you won't pay American Express fees or network surcharges. Please see the chart below to better understand our ATM fee structure:

MoneyPass ATMs	$0 American Express fee $0 ATM network surcharge
Non-MoneyPass ATMs	$2.50 American Express fee ATM network surcharge

Find a MoneyPass Network ATM near you.

³Daily and monthly ATM transaction limits apply^**. See Member Agreement for details.

Family Accounts for your inner circle.

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Bluebird Family Accounts are FREE and great for managing family expenses. You can create up to four separate Family Accounts for anyone⁴ you choose, such as your:

Teenager – add money for allowances

College Student – transfer money for books and incidentals

Parent – quickly send money when needed

Every Family Account holder gets a Card with their name on it. You can easily manage Family Account activity by:

Setting daily spending limits
Turning ATM access off and on

Receiving e-mail alerts

⁴Must be 13 years of age or older.

Your Goals Within Reach –
with a Bluebird SetAside^SM Account

SetAside is a feature linked to your Bluebird Account that is designed to help you put money away for future spending goals – like a family vacation, holiday shopping, or even for a rainy day.

Here's how it works:

Easily move funds from your main Bluebird Account into your SetAside Account with one–time or recurring transfers
Avoid unintentional spending to reach your goals faster, since you can't spend directly from your SetAside Account
Your funds, your choice – when you're ready to spend, instantly move the funds back into your main Bluebird Account – 24/7

With Bluebird Checks you're protected from overdraft.

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Write Checks for the things you need, such as rent, a doctor's visit, or school fundraiser.
Just pre-authorize the check online or with the Mobile App before you write it, and you know the check will be covered when cashed.
There are no overdraft or stop payment fees.
Plus, you never have to spend time balancing your checkbook, since funds are immediately deducted from your Account when you pre-authorize.

Bluebird anytime, anywhere.

It's super convenient and easy to manage your Account at Bluebird.com or with the Bluebird Mobile App.

Account management – in the checkout lane or on the 50-yard line.

With the Bluebird Mobile App, you can:

Check your balance and transaction history
Transfer money from your bank account
Pay your bills on the go

With Insights, a new set of personal financial management tools, you can:

Track your spending
Categorize your spending
Set maximum monthly spending by category

You can also request balance and transaction history texts to your cell phone.⁵

⁵Messages and data rates may apply. Message frequency varies by account and preferences. Text STOP to BBIRD (22473) to cancel. Text HELP to BBIRD (22473) for info. View Bluebird Text Alert Program Terms & Conditions

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When you Bluebird, you benefit.

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Every Bluebird Account provides access to benefits.

Shop with added confidence and Purchase Protection^*, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from date of purchase. Please read important exclusions and restrictions.
Bluebird has your back when you're traveling more than 100 miles from home and need help.
Global Assist^® Services^* offers travel, emergency medical and legal assistance.
You have access to Roadside Assistance Hotline.^* so when your car breaks down, we can send help your way by providing coordination and assistance services. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.
With Entertainment Access^* you'll get special savings and advance tickets to some of the hottest events in music, sports, and theater.
And don't forget, you'll have 24/7 access to World-class American Express Customer Service.

Ready to get started with Bluebird? Register Now

American Express Travel Related Services Company, Inc., 200 Vesey Street, New York, New York 10285, is licensed as a money transmitter by the New York Department of Financial Services and financial regulators in other states. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.

All users of our online services are subject to Privacy Statement and agree to be bound by Terms of Service. Please review.

Bluebird is issued by American Express Travel Related Services Company, Inc., not a bank. Bluebird is not a bank account. Bank accounts may offer features and benefits that are different from those provided by Bluebird (e.g., You cannot overdraft with Bluebird, so there are no overdraft fees; Bluebird Checks must be pre-authorized; Bluebird has funding/spending limits and funds availability timeframes that are different than those of bank accounts).

^*Offer is valid through February 28, 2015, and subject to change or cancellation at any time. Amounts credited to your Bluebird Account in connection with the redemption of Reward Dollars, including amounts credited in respect of American Express’ 2x offer, will be held as “Walmart^® Buck$,” which are funds in your Bluebird Account that can be used exclusively to make purchases at participating Walmart locations and www.Walmart.com. Walmart^® Buck$ are not redeemable for cash. Amounts credited in respect of American Express’ 2x offer may not exceed $599.99 per calendar year. Click here for complete Walmart^® Buck$ terms and conditions.

Terms and conditions apply; certain fees and surcharges may apply; review this website for complete details. Registration and identity verification required to access all Bluebird features and benefits. Bluebird is available to U.S. residents 18 years old or older (19 in certain states). Not for sale in VT.

Fee Category	Fee Type	Amount
Cost of Set Up:	Monthly/Annual Fee	$0
Cost of Set Up:	Activation	$0
Add Funds:	Direct Deposit	$0
	From a Checking/Savings Account	$0
	Cash or Debit Card at Walmart	$0
	Online with a Debit Card	$0
	Cash Load Packs¹	(third-party fees may apply) $0
	Add Checks with Mobile App	$0
ATM Cash Access:	Withdrawal at MoneyPass^® ATMs	$0
ATM Cash Access:	Withdrawal at non-MoneyPass^® ATMs (ATM owner fees may apply)	$2.50
Payments:	Bill Pay	$0
	Bluebird Checks	$0
	Stop Payment Fee	$0
	Overdraft Fee	$0
Other:	Send & Receive Money	$0
	Foreign Exchange Fee	$0
	Replacement Card	$0
	Inactivity/Dormancy	$0
	Customer Service Calls	$0

Get a $10 bonus

after your Federal tax refund is Direct Deposited into a new Bluebird® Account*

Get 2X Savings Catcher Reward Dollars only when you redeem to Bluebird now through February 28, 2015*

Benefits of banking

without all the fees.

Bluebird was mentioned in a Consumer Reports article.

What is Bluebird?

Bluebird is a financial account with flexible features and convenient management tools to help you get more from your money. Designed in partnership by American Express and Walmart, Bluebird gives you:

The features you want

The value you expect

The service you deserve

It feels good to Bluebird.

We've got nothing to hide.

These days, it seems there's a fee for everything. But you'll find we've kept ours at the bare minimum, including no minimum balance requirements. Bluebird charges no fees to fund your Account.1 Plus, there are also:

Take a look at our fee chart to see how minimal our fees really are.

Add funds, conveniently.

Paying bills isn't fun, but with Bluebird at least it's easy.

ATMs – here, there and everywhere.

You can withdraw cash3 at any ATM that accepts American Express® Cards, including the MoneyPass® Network of more than 24,000 ATMs, including Money Center Express machines at Walmart.

Bluebird customers enjoy FREE ATM Access at MoneyPass ATMs – you won't pay American Express fees or network surcharges. Please see the chart below to better understand our ATM fee structure:

Family Accounts for your inner circle.

Bluebird Family Accounts are FREE and great for managing family expenses. You can create up to four separate Family Accounts for anyone4 you choose, such as your:

Every Family Account holder gets a Card with their name on it. You can easily manage Family Account activity by:

Your Goals Within Reach –with a Bluebird SetAsideSM Account

SetAside is a feature linked to your Bluebird Account that is designed to help you put money away for future spending goals – like a family vacation, holiday shopping, or even for a rainy day.

Here's how it works:

With Bluebird Checks you're protected from overdraft.

Bluebird anytime, anywhere.

It's super convenient and easy to manage your Account at Bluebird.com or with the Bluebird Mobile App.

Account management – in the checkout lane or on the 50-yard line.

With the Bluebird Mobile App, you can:

With Insights, a new set of personal financial management tools, you can:

You can also request balance and transaction history texts to your cell phone.5

When you Bluebird, you benefit.

Every Bluebird Account provides access to benefits.

Ready to get started with Bluebird? Register Now

Share:

Get a ^$10 bonus

after your Federal tax refund is Direct
Deposited into a new Bluebird^® Account^*

Get 2X Savings Catcher Reward Dollars only when you redeem to Bluebird now through February 28, 2015^*

These days, it seems there's a fee for everything. But you'll find we've kept ours at the bare minimum, including no minimum balance requirements.

Bluebird charges no fees to fund your Account.¹ Plus, there are also:

You can withdraw cash³ at any ATM that accepts American Express^® Cards, including the MoneyPass^® Network of more than 24,000 ATMs, including Money Center Express machines at Walmart.

Bluebird Family Accounts are FREE and great for managing family expenses. You can create up to four separate Family Accounts for anyone⁴ you choose, such as your:

Your Goals Within Reach –
with a Bluebird SetAside^SM Account

You can also request balance and transaction history texts to your cell phone.⁵